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Plain-English articles on loan programs, buying a home, refinancing, and home equity, so you can walk into your next conversation with a lender knowing the basics.
Written by Jerry Kindig, licensed mortgage broker, NMLS #2397823.
Jerry L Kindig IIIRates are in the 7s. See how a 2-1 buydown lowers your payment for two years, who pays for it, a sample payment breakdown, and when it makes sense.
Jerry L Kindig IIIThe Fed decides today. Here's what a rate lock does, why Fed day can move rates, what waiting could cost, and when I'd lock vs. float.
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Articles are general education, not a loan offer or commitment. All loans are subject to approval.
Articles explain the basics. For your situation, talk with a licensed loan officer or compare options yourself.
Jerry Kindig, a licensed mortgage broker (NMLS #2397823) with Pick My Mortgage Rate, powered by Loan Factory (NMLS #320841).
No. Articles are general education about mortgages. They are not a loan offer, a rate quote, or a commitment to lend. All loans are subject to approval, and your options depend on your situation.
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Yes. Call or text (480) 526-4505, email [email protected], or use the contact page, and a licensed loan officer will follow up.